Financing and
Credit Options

Shopping for new salon equipment is exciting, but paying for it can be stressful. SalonSmart makes this part easier and offers many ways for owners to purchase equipment, including standard payment options like Visa, Mastercard, American Express, Discover, PayPal and check.
If those options are not a fit for your company, we also have several financing options through our financing partner, Beneficial Capital and PayPal Credit. Each require an application process and provide you with a solution within 24-48 hours.

SalonSmart also works closely with Beneficial Capital, a financing/leasing company, to assist salon, barber and spa owners purchasing equipment with a minimum purchase of $5,000 based on the information from your credit application. Terms can range for 2-7 years, with a variety of purchase options available. They establish contracts to be tailored to meet the needs of each company based on the application, credit score and financial information. After completing your application, you will be contacted within 48-72 hours with an approval amount. Financing can offer benefits for businesses like tax advantages, cash flow and more. Financing requires a minimal down payment to acquire equipment, which allows the lessee to use their cash elsewhere in their business.
Apply For Financing Here

PayPal Credit gives you additional options for purchasing your salon or barber equipment and allows you to spread out your payments over time. When you choose to apply for PayPal Credit, you’ll be asked to provide your date of birth and your Social Security number and agree to the terms and conditions. You’ll know within seconds if you are approved. And here’s the convenient thing: your PayPal Credit account will be linked to your PayPal account and you’ll see it as a payment option every time you check out with PayPal. Once you are approved for PayPal Credit, you will have access to special financing offers like No Payments + No Interest if paid in full in six months on purchases of $99 or more. Please carefully read any special offers and terms. 
Apply For Pay Pal Credit